Resources
Things you can do for free, without us
A product that only tells you about itself is not being straight with you. These are the authoritative sources, and none of them cost anything.
Your credit reports, free
The only site federally authorized to provide your free credit reports from all three bureaus. Free, genuinely — no card required.
Freezes and fraud alerts, free
Free to place, lift and remove.
Free to place, lift and remove.
Free to place, lift and remove.
Regulators and complaints
File a complaint about a credit bureau, a lender or a debt collector. Companies are required to respond.
Report identity theft and get a personalised recovery plan, including the letters you will need.
Help with debt
Non-profit credit counselling agencies, usually free or low cost. A genuine alternative to a paid credit repair service.
We link to these because they are useful, not because we are paid to. We have no affiliate or referral relationship with any organization on this page — see our disclosures. External links open in a new tab and are not under our control.